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Second-Chance Breakout Strategy One of the biggest problems with day trading breakouts is false breakouts. Trading false breakouts is a strategy on its own, which means false breakouts occur frequently. A false breakout occurs when the price moves beyond a level that makes you think a breakout is occurring, potentially getting you into a trade, but then the price moves in the opposite direction resulting in a loss. One way to avoid this is to not trade any breakouts....

praetorianphoto/Getty Images Real estate website Zillow expects 5.91 million homes will be sold in 2021, according to a forecast released Monday. That would be a 4.8% increase from 2020, a notable jump considering last year was the strongest year for existing home sales since 2006. But this latest estimate continues a pessimistic turn for Zillow’s forecasts. In March, Zillow had forecast more than 6.6 million existing homes to sell this year, a 17....

What’s the Difference Between Buying a New vs. Used Car? Compare this to buying a used car, which may not be as reliable as a new one due to its age. You may need to do more repairs on a used car. These repairs are likely not covered under a warranty, as they would be with a new car. However, you do have the option of buying a certified pre-owned car....

What Is a Total Loss? Insurance providers label cars as total losses if the cost of repairs is more than the value of the vehicle at the time of the accident. Specific definitions can vary from state to state and from insurer to insurer. If your insurer decides that the damage to your car is so substantial that it cannot be repaired safely, it will be deemed a total loss, cost considerations aside....

But this shouldn’t prevent you from reaching out to the IRS for help when you need it. You have quite a few other options, depending on your problem and why you need assistance. Why the IRS Avoids Email The IRS has taken a decisive stand against phishing and fraud scams. It regularly issues warnings that it will never contact a taxpayer via email, so you’re most likely the target of a scam if you receive one purporting to be from the IRS....

But what if you don’t a credit card? Can you rent a car with a debit card? The short answer is: It depends. Learn what happens when you rent a car with a debit card. Why Rental Car Companies Avoid Debit Cards Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you. Unlike a credit card, a debit card only has as much money on it as you put in your bank account....

Hinterhaus Productions However, many factors impact how much you’ll pay, and these are out of your control—your age is one of them. The youngest drivers on the road are perceived as the riskiest; therefore, insurance companies charge more in premiums for them. Getting closer to retirement age can also cause your premiums to creep upward. How Much Does Car Insurance Cost? The chart below shows the average cost of car insurance by age, starting at age 20 and going to age 75....

Cash Budget Basics The cash budget is important because it helps the business owner manage the networking capital of the company. Business owners normally prepare a cash budget every month, although some business owners choose to prepare the cash budget quarterly. You can think of the cash budget as a short-term financial instrument; it’s less formal than a comprehensive statement of cash flows and, therefore, easier and faster to prepare. It describes how much cash your firm is taking in and how much cash it is taking out....

Learn more about how Chainlink works, what role LINK has to play and how to invest in it. What Is Chainlink? Chainlink is another network layer on top of the Ethereum network that focuses on providing data to smart contracts. Essentially, smart contracts say, ‘If x event happens in the real world, execute y action on the blockchain. Because Chainlink solves a problem inherent to most cryptocurrencies—how best to input data about the real world without centralizing it—the network and its associated digital asset, LINK, have gained popularity since their launch in 2017....

If this sounds like a double negative, it is. Another way to say this is that the business is not separated from the owner for tax purposes. The business pays tax as part of the owner’s personal income tax return. Details on the Disregarded Entity LLCs are registered with a state as a legal entity, but the IRS doesn’t recognize this business type for tax purposes. It regards LLCs as partnerships if the business has more than one member (owner), and as a sole proprietor if the LLC has only one member....

That’s according to a working paper published this month by the National Bureau of Economic Research. Researchers at the Federal Reserve Bank of Atlanta and Boston University used financial analysis software to determine the ideal age for people to begin collecting benefits. The researchers concluded that almost everyone should wait until age 65 or later to begin collecting, and that 90.1% should wait until Age 70. Astonishingly, only 10.2% do....

Johner Images / Getty Images Homeowners must essentially give up some autonomy and abide by these rules in exchange for living in the community. Some restrictions are common, while others might leave you scratching your head. CC&Rs can place almost any kind of restriction as long as every member of the group forming the rules agrees and the rules don’t violate any laws. CC&Rs Are Not Zoning Laws CC&Rs differ from zoning ordinances in that ordinances are imposed and enforced by the government....

Non-stock corporations can be either non-profit or a for-profit business. They can be very closely held or formed for a specific short-term purpose. What Is a Corporation? A corporation is owned by its shareholders or stockholders, each of whom owns a piece of the corporate pie. These individuals have each invested money in the business entity. Most corporations are closely held with shares owned by just a few individuals. Corporations are taxed separately from their owners at the corporate tax rate....

To help you find the right crypto exchanges—exchanges that have good security, are affordable, and offer the cryptocurrencies and services you need—we’ve reviewed the top companies on the market. We analyzed each one based on the most important factors for users who want to trade crypto efficiently and safely. See the results in our picks for the best cryptocurrency exchanges. Our Review Process We looked at a total of 28 cryptocurrency exchanges....

Douglas Sacha The deadline to register for an Economic Impact Payment (EIP) is Nov. 21, and the IRS declared Tuesday “National EIP Registration Day” in an effort to get the word out. Unlike tax filers, non-filers didn’t automatically get their payments in April, and earlier this fall, the IRS identified almost 9 million people who may qualify but have yet to register for them. People who do not usually file taxes should register with the non-filers tool on the IRS website....

However, sellers should not let the possibility of a low appraisal stop them from choosing an offer that might be higher than the home will appraise for. Sellers have options. What Can Happen in Seller’s Market Let’s look at a typical example of what can happen in a hot seller’s market. First, the homes that buyers often want to fight over are those that have these qualities: In the best conditionPriced rightIn a high-demand neighborhoodGenerally located in an extremely desirable school district...

In a party-line vote Tuesday, Democrats in the House of Representatives passed a budget resolution giving them the option to pass their $3.5 trillion spending plan through a simple majority in the Senate, which is divided 50-50 between the two parties, but controlled by the Democrats because Vice President Kamala Harris can cast a tie-breaking vote. The measure passed after Speaker of the House Nancy Pelosi successfully negotiated with some Democratic members who had resisted supporting it until being assured that a bipartisan infrastructure bill would get its own separate vote....

Your position size is the number of shares you take on a trade. Your total risk is broken down into two parts—trade risk and account risk. You should have a good understanding of how these elements fit together. This will give you an ideal position size, no matter what the market conditions are, what the trade setup is, or what strategy you’re using. For example, with a $45,000 day-trading account, you could risk up to $450 per trade if you risk 1% of your account....

Prices of chocolate candy, gold, and silver are up year over year, with some items costing almost 12% more than the year prior, according to The Balance’s analysis of inflation and retail data from December 2022. But not everything is more expensive—roses, filet mignon, and diamonds have dropped in price since December 2021. Chocolates and Jewelry Will Cost You More This Valentine’s Day Despite the recent cooldown, inflation is still impacting our wallets, and it’s made some popular Valentine’s Day gifts more expensive....

What Is a Diversified Portfolio? In a diversified portfolio, the assets don’t correlate with each other. When the value of one rises, the value of another may fall. The mixture can lower overall risk because, no matter what the economy does, some asset classes will benefit. That can offset losses in the other assets. Risk is also reduced because it’s rare that the entire portfolio would be wiped out by any single event....