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Real estate wholesaling is one way for investors to get into the real estate business without significant up-front capital or properties of their own. Keep reading to learn what wholesale real estate is and how you can partake in this business venture. What Is Real Estate Wholesaling? Wholesaling real estate is a business strategy wherein investors enter into a temporary home contract with a property owner, only to sell or reassign the contract to another buyer later on....

An index is not an investment in and of itself. It’s a measure of performance for a certain set of securities. It’s a sampling. Index funds will invest in the same securities as the underlying benchmark index. These were the most common indexes used in 2021. The Dow Jones Industrial Average The Dow Jones Industrial Average is a stock index that represents the average price movement of 30 large companies across industries in the U....

Interested in investing in Germany? Learn the benefits and drawbacks of Germany ETFs and ADRs, two popular types of investment products. Germany’s Economy Germany’s largest companies can be found in the DAX 30 Index, which is similar to the Dow Jones Industrial Average in the United States. It contains the 30 largest German companies by market capitalization trading on the Frankfurt Stock Exchange. The index contains some household names like Adidas AG, BASF SE, BMW AG, Bayer SE, Siemens Energy AG, and many others....

It’s only natural to wonder if a cover letter is necessary. After all, writing cover letters can be a time-consuming and challenging task. If there’s an option to skip the labor involved in writing one, it’s tempting. But in most cases, and particularly when the overall job market or your specific industry is competitive, a cover letter will help your candidacy. Done right, your letter will highlight your most relevant skills and qualifications for the job, making you stand out in a sea of applicants....

You may be eligible for state-provided unemployment insurance benefits if you lose your job through no fault of your own. However, unemployment compensation will be a portion of your previous salary, not all of it. Job loss insurance could help you to make up some of the difference while you are seeking employment. What Is Job Loss Insurance? Job loss insurance—also known as supplemental unemployment insurance—provides income in the case of a layoff....

However, nothing is 100% guaranteed and some unfortunate people lose their shirt, and everything else along with it. It takes a certain amount of knowledge, skill, intuition, and guts to invest in real estate. If you have these characteristics, and you do it right, real estate can be a great investment. Boost Your Real Estate Knowledge Like any profession, to be good at it, you have to know what you are doing....

This type of interview question, however it may be asked, is especially important for jobs where you need technical knowledge or where the company needs an experienced candidate who can do the job from the first day. What Are Job Specific Interview Questions? Job specific interview questions are designed to determine if you have the knowledge and skills needed to perform the job for which you are being considered. When you respond, your goal is to show that you are the best fit for the job out of all the applicants the employer is interviewing....

Joining organizations or networking groups lets you interact with like-minded people who can be invaluable sources of information and support, and send customers your way. Benefits of Business Organizations Many business organizations also offer benefits to members, such as discounts on particular services or products, or special promotional opportunities. For example, many business networking groups offer members the chance to present their business to the group or get specific business advice....

All traders should keep a trading journal, but day traders don’t have time to be spilling their guts on paper all day. Keeping a trading journal while trading—when the action is happening—actually could be counterproductive and lead to missed trades. There’s an easy solution, though, that involves absolutely no handwriting and gives you a historical record of the exact market conditions you were facing on a particular day. The Easy Way A picture tells a thousand words....

These products can also help to hedge your oil risk vulnerability from other holdings. A few of the funds provide inverse exposure to indexes that track the performance of large U.S. oil and gas companies. In other words, these inverse ETFs are likely to be up when oil stocks are down. In general, ETFs and ETNs can have several benefits for your portfolio. Below, you’ll find a list of products to point you in the right direction, but make sure to further research the funds before deciding whether any of these assets should be a part of your investing strategy....

Private loans are not subject to the same regulations or loan discharge and management programs that are available for government-backed loans. On the other hand, private loans are generally subject to federal and state regulations that apply to other non-educational loans and are—in many ways—no different than car loans, mortgages, and other types of personal lending. According to a MeasureOne report published in June 2020, total student loan debt in the U....

Despite a last-minute attempt by President Joe Biden and Democratic legislative leaders to extend the moratorium, the House of Representatives failed to pass a bill that would have renewed it until the end of the year. Instead, the House on Friday proposed an extension as a “unanimous consent” request, but it was shot down by an objection. Democratic politicians pointed fingers at one another over the failure to extend the moratorium....

You can be less overwhelmed with some preplanning, organization, and effort applied well in advance of your move. If your moving timeline is tight because you are selling your house and have accepted a quick closing date, push everything forward as necessary to accomplish your move as quickly and easily as possible. The following steps can take you through each phase of your move. As Soon as Your House Goes on the Market Now is the time to purchase packing supplies such as tape, boxes, and wrapping papers or plastics....

Shapecharge / Getty Images Current means: Giving money to your parents makes sense if you are in a situation that allows you to budget a set amount to send them each month. If you don’t have the funds, however, it’s in your best interest to decline the request. Don’t go into debt to support your parents—you’ll put yourself at a financial disadvantage even if it helps them. Debt, after all, can increase your credit utilization ratio or lead to late payments, both of which can decrease your credit score and hurt your prospects for getting a mortgage or other loan....

The eviction protection is an extension of a pandemic-era policy covering people whose mortgages are backed by Fannie Mae or Freddie Mac—about 70% of all homeowners. The measure is one last-ditch safety net for financially struggling homeowners that remains in place even as several others are expiring. People who entered special pandemic mortgage forbearance programs at the earliest opportunity—in March 2020—will run out the clocks on their forbearance plans starting in September....

The fast-food chain teamed up with software developer Stefan Thomas to give away $100,000 in free burritos and $100,000 in bitcoin, the popular cryptocurrency. Thomas, whose company Coil develops software that helps companies monetize their web presence, made headlines earlier this year when he lost the login information for a bitcoin fortune worth about $220 million at the time. That fortune would be worth about $387 million now. “Chipotle is encouraging fans to carry out a mock ‘chiptocurrency’ rescue mission and crack the code on its digital wallet,” the company said in a release....

The reindeer outperformed the S&P 500 by 4.9% in a single month. For comparison, the researchers analyzed stock picks made by members of the U.S. Senate and House of Representatives, and they underperformed the S&P 500 by 1.6% over the course of three months. Some of the same researchers who conducted this holiday-inspired study had analyzed members of Congress’s stock trades in the spring, out of concern legislators were making moves based on confidential information gleaned from their committee assignments....

There are so many moving pieces in the puzzle of options trading. The nominal option prices move higher or lower as implied volatility can move up or down, and supply and demand for options themselves will move option premiums. Put-call parity is important in options trading. Learn more about it and how it works. What Is Put-Call Parity? Put-call parity is a concept that anyone involved in options markets needs to understand....

Example Scenario of Worker Comp Claim You own a restaurant called the Bordeaux Bistro. It’s a weekday morning, and Benny, an employee of yours, is in the kitchen chopping vegetables. Suddenly, Benny’s knife slips, and he accidentally slices his left index finger. The cut is deep and bleeding profusely. You immediately drive Benny to a nearby hospital for a tetanus shot and several stitches. It is now the following day and Benny has returned to work....

Along with the rest of the world, India has felt the profound economic impact of COVID-19, with the country’s unemployment rate reaching staggering highs of over 23% in April and May. Among the many sectors affected as the pandemic surged was food and beverage, with a high-profile example being global spirits brand Diageo. As of August, the company reported a write-down of over $1.5 billion due to coronavirus disruptions—with India accounting for half of impairment charges....